Living & Working in Gallup
Rent vs. Buy Analysis
Median home price is $215,968 . Buying may be more cost-effective long-term, with mortgage payments potentially lower than rent.
Neighborhoods by Value & Commute
Downtown Gallup
URBANWest Gallup
SUBURBANQuick Decision Guide
Major HVAC Employers
Top-Rated School Districts in Gallup, NM
The primary school district serving here is the area-McKinley County Schools, which covers a large geographic area and includes 38 schools. Notable elementary schools within the district include Lincoln Elementary, Red Rock Elementary, and Twin Lakes Elementary, all of which have received positive ratings for academic performance. For detailed ratings, refer to GreatSchools and U.S. News.
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Childcare Costs in Gallup, NM
- Daycare: Monthly costs average around $500–$800, depending on the facility. Bright Futures Childcare Center, located on the UNM-here campus, is a recommended option.
- Nanny: Rates typically range from $1,200–$1,800/month for full-time care.
For assistance programs, visit the New Mexico Early Childhood Education & Care Department.
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Recommended Pediatricians or Family Clinics
- Gallup Indian Medical Center (GIMC): Offers pediatric services and is located on the border of the Navajo Reservation.
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Work-Life Balance Culture
Gallup, NM, offers a balanced lifestyle with a mix of outdoor recreation and small-town charm. The city's economy is driven by healthcare, education, and tourism, with many residents working in nearby national parks or local businesses. The pace is generally relaxed, with flexible work arrangements common in smaller enterprises.
Fitness Facilities
- Gallup Fitness Center: Located at 115 W Coal Ave, this gym offers memberships starting at $30/month. It includes cardio and weightlifting equipment.
- Red Rock Park: Features hiking trails and open spaces for outdoor workouts. No entry fee.
- High Desert Trail System: A 20-mile network of trails for running and biking, accessible year-round.
Dining Costs
- Lunch: Average cost at local diners like Jerry's Cafe (107 W Coal Ave) is $10-$15 for a meal.
- Dinner: Genaro's Cafe (600 W Hill Ave) offers entrees ranging from $15-$25.
- Drinks: Local bars like Slackers Grill & Pub (200 W Coal Ave) serve beers for $4-$6 and cocktails for $8-$12.
Annual Events and Festivals
- Inter-Tribal Indian Ceremonial: Held every August, this event showcases Native American culture with dances, art, and rodeos. More info here.
The state income tax rate in Gallup, NM, is 4.9% for individuals, as New Mexico uses a graduated income tax system. The city also imposes a Gross Receipts Tax (GRT) of 5.125%, with a combined sales tax rate of 8.07% when including state, county, and local taxes (New Mexico Taxation & Revenue Department).
Property taxes in Gallup average 0.72% of assessed value, with rates varying slightly by district. For example, McKinley County's effective property tax rate is approximately $7.20 per $1,000 of assessed value (McKinley County Assessor).
The cost of living in Gallup is 15% lower than in Albuquerque, NM, with housing costs being 30% less on average (Salary.com Cost of Living Calculator).
Growing industries in Gallup include manufacturing, healthcare, and logistics, supported by projects like the $3.5 million investment in the here Industrial Park for job creation ([U.S. Department of Commerce](https://www.eda.gov/archives/2022/news/press-releases/2022/09/06