Living & Working in Cincinnati
Rent vs. Buy Analysis
Median home price is $251,824 . Buying analysis suggests a competitive market with rising prices.
Neighborhoods by Value & Commute
Over-the-Rhine
URBANHyde Park
SUBURBANQuick Decision Guide
Major HVAC Employers
Top-Rated School Districts in Cincinnati, OH
- Sycamore Community Schools: Consistently ranked among the best, known for high academic performance and extracurricular opportunities.
- Forest Hills School District: Includes top-rated schools like Turpin and Anderson High Schools.
- Mason City Schools: Located nearby, this district is highly regarded for its STEM programs.
Source: Niche 2025 Best School Districts
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Childcare Costs in Cincinnati, OH
- Daycare: Average monthly cost ranges from $600 for toddlers to $2,300 for infants.
- Nanny: Average hourly rate is $17.69, translating to approximately $2,800/month for full-time care.
Sources:
- Tootris Child Care Costs in Ohio
- Reddit Discussion on Daycare Prices
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Recommended Pediatricians or Family Clinics
- Cincinnati Children's Primary Care: Offers comprehensive pediatric services.
Work-Life Balance Culture
Cincinnati offers a balanced work-life culture, with many employers promoting flexible schedules and remote work options. The city's cost of living is 8% below the national average, contributing to less financial stress. Major employers like Procter & Gamble and Kroger emphasize employee wellness programs.
Fitness Facilities
- Gyms:
- Planet Fitness: $10/month for basic membership, $22.99/month for Black Card. Locations in Norwood and West Chester.
- Cincinnati Sports Club: $100+/month, offering premium amenities like pools and tennis courts.
- Parks & Trails:
- Eden Park: Free access, featuring walking paths and scenic views.
- Little Miami Scenic Trail: 78-mile trail for biking and hiking, free to use.
Dining Costs
- Lunch: $10–$15 at casual spots like Skyline Chili (signature 3-way chili: $6.50).
- Dinner: $20–$40 at mid-range restaurants like The Eagle OTR (fried chicken dinner: $18).
- Drinks: $5–$8 for craft beer at Rhinegeist Brewery; cocktails $10–$12 at Japp’s Since 1879.
Annual Events and Festivals
- Taste of Cincinnati: Free admission, food items $5
Financial Facts for Cincinnati, OH
- State Income Tax Rate: Ohio's state income tax rates for 2023 range from 0% to 3.5%, depending on taxable income and residency status. The tax brackets are progressive, with rates increasing as income rises. For example, incomes between $26,051 and $100,000 are taxed at 2.75%, while incomes above $100,000 are taxed at 3.5%. Source: Ohio Department of Taxation.
- Property Tax Average: The average effective property tax rate in Hamilton County, where Cincinnati is located, is approximately 1.43%. Property taxes are calculated based on 35% of the fair market value of the home. For a home valued at $200,000, the annual property tax would be around $1,001. Source: SmartAsset.
- Cost of Living Comparison: Cincinnati's cost of living is approximately 10% lower than nearby major cities like Columbus, OH, and 15% lower than Chicago, IL. Housing costs are a significant factor, with median home prices around $200,000 compared to $300,000 in Columbus. [Source: Forbes Cost of Living Calculator](https://www.forbes.com/advisor/mortgages/real-estate